We do not enforce stringent security requirements for eligible customers and offer loans without any collateral. For others, we accept a wide range of securities – be it your property, machinery, or stocks and receivables.
We understand small business owners may not meet all the criteria to avail a loan. Hence, we allow co-applicants to take part in the loan application by which both the applicant and the co-applicant are put together to meet the criteria to become eligible for a loan.
We put special attention on MSME customers and provide full assistance throughout the loan application process and during the entire repayment period till loan closure. We are also on the process of providing services at customers’ door step if they are residing within the close catchment area of our branches.