He / She shall be responsible for Credit Underwriting of Secured Loans .
Qualifications
Any Graduate/CA/ICWA
Experience
3 to 8 plus years of experience in the credit space with bank of repute / NBFCs
Functional Responsibilities
Detailed and objective assessment MSME Loan, Business Finance, Loan Against Property / Machinery and Onward Lending applications originating from across Tamil Nadu & PAN India
Preparing Credit Appraisal Note
Assess applicant profiles based on performance against predefined criteria, as well as an independent analysis on borrower’s credit profile
Credit appraisals of loan proposals with the help of financial analysis of the customers, information and data gathered in personal discussions, background reference checks, field investigation etc
Assessing credit worthiness of applicant by use of performance history and future forecasts along with liquidity, debt/asset management and profitability ratios
Assessing needs of clients and accordingly charting out viable finance portfolio after considering financial, legal and technical aspects
Functional Competencies
Ability to coordinate with internal and external stakeholders / Regulators to ensure 100% compliance
Good written and verbal communication skills
Good networking skills and ability to establish, nurture and leverage relationships
Ability to handle multiple tasks successfully and simultaneously
Ability to work under tight deadlines and prioritize work as required from time to time
Location
Chennai
Ability to coordinate with internal and external stakeholders / Regulators to ensure 100% compliance
Good written and verbal communication skills
Good networking skills and ability to establish, nurture and leverage relationships
Ability to handle multiple tasks successfully and simultaneously
Ability to work under tight deadlines and prioritize work as required from time to time
RAR Fincare Limited Limited does not ask its customers to pay any;
Amount into any individual's bank account or any other mode of payment towards Advance money, Processing fee or any Deposit for loan sanctioning.
If any payment has to be made it will be ONLY the credit of RAR Fincare Limited Bank Account.
We hereby inform customers not to fall for such false claims/offers and not to share their confidential details with anyone.
RAR Fincare Limited will not be liable for any kind of loss incurred or damage suffered.
Customers desirous of availing loans from RAR Fincare Limited may contact any of the branches directly or speak to our officials on the following
Number: 044-24356505 or can visit our website: www.rarfincare.in
